Welcome to our first newsletter for 2022. We hope you had an enjoyable festive season with family and friends.

In our first article, we look at what investment opportunities are available now there has been a significant shift in demographics. Find out about the different themes and how they might influence how we invest our money.

If you have equity in your home, there are many ways in which you can use it to plan for your future. Discover ways you could use the equity in your home to help you achieve your financial goals.

When we think about getting fit, our first thought is usually exercise. What about financial fitness? Here, we provide four steps to help you on your journey to becoming financially fit.

Cash flow is a critical part of managing a small business. We explore what you can do from the beginning, and ways to continue to maintain a positive cash flow.

We know the past two years have been rather challenging but why not begin the new year on a positive note. Being optimistic can change your outlook on life - for the better. Find out more here.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on Ph: 02 9975 4433 or email christine_gagen@lifetrack.com.au

Kind regards,

Lifetrack Financial Services

Shaping investments for the future

With significant demographic shifts occurring around the world, one useful approach for investors is to use demographic themes and trends as a compass for future investing. Read full article >>

What is equity and how can I use it to invest?

Whether you're looking to invest in property, renovate or pay off something big, borrowing against the equity in your home may be helpful, if you’re across the risks. Read full article >>

Four important steps toward a healthier financial life

If your financial life could use a little extra care and attention, these tips can help you decide where and how to begin. Read full article >>

Get the foundations right if you want positive cash flow for your business

Cash flow is critical to keep any business profitable, enable growth, and stop it from going under. Sometimes, however, it seems easier said than done, especially when it seems at times that there’s more money going out of your account than there is coming in, writes business turnaround specialist Domenic Calabretta, CEO Mackay Goodwin.

Read full article >>

Three reasons why thinking optimistically is so important to achieving a positive mindset

It doesn’t matter what you do or where you’re from – optimism is something that can help you in many cases. It’s also good for your health to be optimistic because when you’ve got optimism inside of you, it means that you trust yourself and life in general. Read full article >>

AGS Financial Group Pty Ltd trading as Lifetrack Financial Services ABN: 70 093 990 946 is an Authorised Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327, AFS License 232706

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